Health


Micro Health Takaful Coverage


Health Care Plan for Under-Privileged




This policy provides coverage loss and/or damage to the participant’s property whilst within the business premises against the risks of Theft/Burglary consequent upon forcible and violence entry. The policy also covers damage to the premises resulting from attempted Theft/Burglary. The policy is however issued only in conjunction with fire and allied perils policy.


What is Micro Takaful Health Policy?


Micro Takaful Health policy will cover the expenses incurred due to sickness or accidental injuries. This helps and protects the under-privileged class of our society from high & unexpected healthcare expenses in return of a nominal amount of contribution.


Micro Takaful Goals


  • Helps people sustain their financial well being

  • Creates feeling of togetherness & security

  • Opens avenues for joint efforts for mutual benefits

  • Cooperative approach and outlook

  • Results in migration of benefits at individual level

  • Ensures that society gets benefitted at large


Micro Health Takaful Coverage Details


  • Coverage for Day Care Surgeries

  • 24-hours Medical Hotline

  • Full time Takaful Doctors for case management & counselling

  • Large Country-wide Network of Panel Hospitals

  • Wider choice of Accredited Hospitals for easy geographical access

  • No waiting at the time of admission to the Network hospitals

  • No claims to file, minimal paper work

  • No cash payment is required to be made to the hospitals, if the expenses are within the limits assigned


Delivery Channels


  • Microfinance Banks

  • Rural Support Programs

  • NGOs


Coverage


  • Hospitalization limit:

    PKR 10,000 - 50,000 per annum


  • Maternity limit:

    PKR 5,000 - 10,000 per annum


  • Accidental Death:

    PKR 10,000 - 50,000 per annum


Takaful Advantage


  • Return of Surplus at the end of policy period